Who Has the Best Mobile Banking Applications?
You know how they say nothing from nothing is nothing? Sometimes, that statement can’t be denied, and it has absolutely no bearing at others. Well, there is definitely something for something when financial institutions add their accounts to the advent of online tracking. The simple fact is anyone who wants to have the power of their savings and money handling skills in the palm of the hands need only possess either an Android or iOS device. Easy, right? Moreover, the best thing about this good thing happens to be the fact that applications bring it all to customers, and they download for free. Really, it is not the numbers that make these apps worth looking into. There is also the matter of their functionality. This includes such conveniences as depositing of checks by hand-held device. When you stop to think, it really isn’t that scary or hard. All it takes is a clear and scientifically acceptable form of image sending, the paper itself, and a trusted agency using the right image-receiving technology and personnel at the other end. But, each application ultimately starts and ends with the banking institution that runs it. So, when comparing these application’s features it is not unusual that some may far outweigh others for some reason.
1 - Wells Fargo
Sure, the name Wells Fargo is kind of an old-but-good symbol of financial fidelity and responsibility, and the emphasis is on good. This bank actually has a few tricks up its sleeve with intuitive daily management functions, easy fund transfer capabilities, and updated details for accounts on the fly; meaning without having to log in for information. This is all on top of the standard auto payment functions that come with online banking and other accounts. Even the little everyday things like ATM location translate to stress-saving value on top of the other features. What more could you possibly ask for in such an old timey and reliable establishment.
2 - Discover
This another financial establishment that has seen some high and lows. But, it always manages to land on its feet over the long run. Even though this organization dates back a few years it stays current with features like being able to log to the app using a handheld device and a fingerprint. The Discover Bank Mobile app also allows its clients to know what is going in their accounts without even actually having to log on. And, this goes way beyond the simple text messages of the old days that read like so much like calculator equations. Naturally, there are auto pay and ATM location capacity to this app.
3 - Capital One
Certainly, a lot of people are familiar with the “The Cap”, Capital One, for its rewards and cash back incentives. Of course, customers can expect everything the competition offers by way of features and functionality in a banking app support by Capitol. What else can a person, client, and customer ask for when it comes to loyalty and faithful service. Well, the ability to access and manage online accounts via a secure app all while doing so from an Apple Watch is a little something extra. There is also free monitoring through CreditWise, just to make sure everything sails on smooth waters.
4 - Bank of America
There cannot be a fair and balanced discussion about banking in America without mentioning Bank of America. After all, it is America, right? In a way, this also means talking about the good-old-American classic tradition of the twofer. As a matter of fact, this online banking app has it in spades. First of all, online baking allows account holders access to both Bank of America and Merrill Edge holdings. There are also other two-for-one features such as rewards programs that go beyond just counting up the numbers. These kickbacks are in the form of things that customers already want or do not even know they need yet. As far as basic double features go, free access to peeks into FICO scores are an added and nice bonus to enjoy. Alternate language settings also come in handy. Likewise, there are a lot of the other basic functionalities that one might expect with other apps like check deposit by phone for members to take advantage. And, there are shopping rewards that let members know where they can awesome deals in the moment while they are out anyway.